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Praveen Hari

Thinkflow Software
Director - Alliances & Partnerships

Praveen Hari is a Fellow at iSPIRT Foundation. At iSPIRT, Praveen is currently focused on solving the problem of access to credit in India. India is a hugely underserved with it comes to access to credit because credit in India and most of the developing world is asset based. Digital platforms like GSTN, UPI et al will be producing a lot of data on the consumers and the businesses. Data can now be used to underwrite loans forWith a billion people having India’s national identity card (Aadhaar), there is a huge opportunity to unlock credit for the underserved segment in India. The banking system is slowly waking up to this huge opportunity and Praveen closely works with the regulators like RBI, Public Sector Banks, NBFCs and FinTechs in India and helping them de-code the new opportunity ahead. Lending based on data is going to be new norm and Praveen is passionate about helping build the flow-based a.k.a data driven lending eco-system. He is a regular speaker at FinTech and Lending conferences.


Prior to iSPIRT, Praveen was an entrepreneur and was one of the founding members of Thinkflow Software, an enterprise product that accelerates in-house business apps development. Thinkflow had a successful exit in early 2016 and now spends his time with iSPIRT.